CFPBProposed Rule

Personal Financial Data Rights Reconsideration

Finance & BankingTechnology

Summary

The Consumer Financial Protection Bureau is reconsidering rules about how financial companies can collect, use, and share your personal financial data. This rule matters because it could affect how much control you have over your banking and financial information, and what companies can do with it.

Key Points

  • 1The CFPB is reviewing existing rules about when banks and financial companies can access and use your personal financial data without asking permission first
  • 2The proposed rule could change what rights you have to control your financial information and who can see it
  • 3Financial companies, banks, and credit bureaus are the primary organizations affected by any changes to these rules
  • 4The public has until October 22, 2025 to submit comments about whether they agree with this reconsideration
  • 5The outcome could affect millions of Americans' privacy and how their financial information is handled by companies

Key Dates

Published

August 22, 2025

Comment Deadline

October 22, 2025

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This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.

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