FDICFinal Rule
Federal Deposit Insurance Corporation Official Signs, Advertisement of Membership, False Advertising, Misrepresentation of Insured Status, and Misuse of the Federal Deposit Insurance Corporation's Name or Logo
Finance & Banking
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Summary
This regulation sets rules for how banks and financial institutions can display FDIC membership signs and advertise that their deposits are insured. It prevents companies from falsely claiming FDIC protection or misusing the FDIC name and logo to deceive customers about whether their money is actually protected.
Key Points
- 1Banks must display official FDIC signs correctly to show customers their deposits are insured up to legal limits
- 2Financial institutions cannot mislead people by claiming FDIC protection if they don't actually have it
- 3The regulation prohibits misuse of the FDIC's name and logo in advertisements or marketing materials
- 4Companies that break these rules could face penalties and enforcement actions from the FDIC
- 5This protects consumers from scams where non-banks or illegitimate operations trick people into thinking their money is federally insured
Key Dates
Published
January 29, 2026
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
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