FDICFinal Rule
Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the Federal Deposit Insurance Corporation's Name or Logo
Finance & Banking
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Summary
This FDIC regulation sets rules for how banks and financial institutions can advertise their services and use the FDIC's name and logo. It prevents companies from falsely claiming they have FDIC insurance protection or misleading customers about their insured status, protecting people from scams and fraud.
Key Points
- 1Banks must display official FDIC signs correctly and cannot use misleading advertising that tricks customers about deposit insurance coverage
- 2Financial institutions are banned from claiming FDIC insurance protection if they don't actually have it, stopping scams that prey on people trying to protect their savings
- 3The FDIC's name and logo cannot be used improperly or in ways that confuse customers about which institutions are truly federally insured
- 4Violations can result in penalties and enforcement action against banks and financial companies that break these advertising rules
- 5This protects everyday people from depositing money in institutions that falsely claim federal insurance protection
Key Dates
Published
November 28, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
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