Special Assessment Collection

Key Points

• 1The FDIC is changing the method for collecting special assessment fees from banks to maintain the insurance fund that protects customer deposits up to $250,000
• 2Banks will need to calculate and pay these fees based on new rules, which may affect their operating costs and potentially customer fees and interest rates
• 3The regulation applies to all FDIC-insured banks, from small community banks to large national banks
• 4These special assessments are separate from regular insurance premiums and are only collected when needed to replenish the deposit insurance fund
• 5The public can submit comments on this rule until January 21, 2026 before it becomes final

Key Dates