FRSFinal Rule
Extensions of Credit by Federal Reserve Banks
Finance & Banking
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Summary
This Federal Reserve regulation establishes rules for how the Federal Reserve can lend money to banks and financial institutions during emergencies or normal operations. The rules set requirements for what types of collateral banks must provide, interest rates, and repayment terms to ensure the financial system stays stable and taxpayer money is protected.
Key Points
- 1The Federal Reserve can lend money to banks using specific types of collateral (assets used as security), and this regulation defines which assets qualify
- 2Banks must meet certain conditions and provide documentation when borrowing from the Federal Reserve to ensure responsible lending
- 3The regulation includes interest rates and terms for different types of loans, ranging from short-term emergency funding to longer-term credit facilities
- 4These rules apply to commercial banks, credit unions, and other financial institutions that are part of the Federal Reserve system
- 5The regulation aims to prevent financial crises by making sure credit is available when needed while protecting against excessive risk
Key Dates
Published
November 14, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
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