FRTIBFinal Rule
Curing Missed Loan Payments
Finance & BankingLabor & Workplace
Ad Space (leaderboard)
Summary
This regulation from the Federal Retirement Thrift Investment Board (FRTIB) creates a new process that allows federal employees and retirees to catch up on loan payments they've missed without losing their borrowing privileges. The rule makes it easier for people to get back on track financially by giving them a structured way to repay what they owe.
Key Points
- 1Federal employees and retirees can now cure (fix) missed loan payments through a formal process overseen by FRTIB
- 2Workers who use this process can avoid having their loans defaulted or canceled, keeping their ability to borrow in the future
- 3The regulation establishes clear rules for how much time people have to catch up on payments and what steps they must follow
- 4This applies to loans from the Thrift Savings Plan (TSP), which is the retirement savings program for federal workers
- 5The rule helps federal employees avoid long-term financial penalties if they fall behind on their loan obligations
Key Dates
Published
December 18, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
The Digest Network
Ad Space (rectangle)
Related Regulations
OCCFinance & Banking
Bank Appeals Process
IRSFinance & Banking
Updating Regulation References to Reflect Reorganizations at the Department of Justice and the Internal Revenue Service
FTCFinance & Banking