HHSFinal Rule
Patient Protection and Affordable Care Act; HHS Notice of Benefit and Payment Parameters for 2026; Basic Health Program
HealthcareFinance & Banking
Ad Space (leaderboard)
Summary
This regulation updates how health insurance plans and costs will work under the Affordable Care Act for 2026, including setting new premium amounts and determining which people qualify for financial help paying for insurance. It affects millions of Americans who buy health insurance through the federal marketplace or their state's Basic Health Program.
Key Points
- 1The government is announcing new payment amounts and benefit rules that health insurance companies must follow in 2026
- 2It determines how much financial assistance (subsidies) people will receive to help pay for health insurance premiums based on their income
- 3The Basic Health Program rules are being updated, which provides lower-cost coverage options for people who don't qualify for regular Medicaid but still need affordable insurance
- 4These changes affect people shopping for individual health insurance plans, especially those earning between 100-400% of the federal poverty level
- 5The new rules take effect in 2026 and will be reflected in insurance plan choices and costs during the next open enrollment period
Key Dates
Published
January 15, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
The Digest Network
Ad Space (rectangle)