HUDFinal Rule

FR-5593-N-05 Strengthening the Section 184 Indian Housing Loan Guarantee Program; Extension of Compliance Date

Housing

Summary

This regulation strengthens the federal program that helps Native Americans get home loans by guaranteeing those loans to lenders. The government is extending the deadline for lenders to comply with new requirements, giving them more time to adjust their operations while still improving protections for borrowers.

Key Points

  • 1The Section 184 program makes it easier for Native Americans and Alaska Natives to buy homes on tribal lands by having the government back their loans
  • 2New rules are being put in place to strengthen oversight and make the program work better for borrowers
  • 3Lenders have been given extra time to follow the new requirements instead of an immediate deadline
  • 4This affects banks and lending organizations that participate in the program, as well as Native American families trying to purchase homes
  • 5The extension allows lenders to update their systems and training while ensuring the program remains available to borrowers

Key Dates

Published

January 17, 2025

This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.

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