Transparency in Coverage
Summary
This proposed rule from the IRS requires health insurance companies to be more transparent about what they charge for medical services and treatments. The goal is to help people understand their healthcare costs upfront so they can make better decisions about where to get care and compare prices between providers.
Key Points
- 1Health insurance companies must publicly disclose the prices they negotiate with doctors and hospitals for specific medical services
- 2Patients will be able to look up estimated costs for common procedures before getting treatment, rather than finding out bills after the fact
- 3The rule applies to most health insurance plans, including employer-sponsored coverage and individual market plans
- 4This is still a proposed rule, meaning the IRS is accepting public comments until the deadline to gather feedback before making it final
- 5The regulation aims to increase competition among healthcare providers by letting patients see and compare prices
Key Dates
December 23, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
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