Rescission of Guidelines Establishing Standards for Recovery Planning by Certain Large Insured National Banks, Insured Federal Savings Associations, and Insured Federal Branches
Summary
The federal banking regulator (OCC) is proposing to cancel previous rules that required large banks to create detailed plans for how they would recover from financial crises. This change would reduce paperwork requirements for big banks, though it could mean less preparation for potential financial emergencies.
Key Points
- 1The OCC is eliminating rules that forced large national banks and savings institutions to develop detailed recovery plans in case of financial problems
- 2This affects major banks with significant assets, reducing their regulatory burden and compliance costs
- 3The move reverses previous guidelines designed to make sure large banks were prepared to survive financial stress without harming the broader economy
- 4Public comment is being accepted until December 19, 2025, allowing banks, consumer groups, and other interested parties to weigh in
- 5The change prioritizes reducing regulatory requirements for banks over maintaining detailed emergency preparedness standards
Key Dates
November 18, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
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