RBSFinal Rule
OneRD Guaranteed Loan Regulation
AgricultureFinance & BankingHousing
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Summary
This regulation from the Rural Business Service (RBS) establishes new rules for guaranteed loans that help farmers and rural business owners borrow money more easily. The government backs these loans, meaning if a borrower can't pay back, the government covers the loss, making banks more willing to lend to rural areas.
Key Points
- 1The RBS will guarantee a portion of loans made to farmers and rural businesses, reducing the risk for banks that lend the money
- 2This makes it easier for rural entrepreneurs and agricultural operations to qualify for loans they might otherwise not be able to get
- 3Borrowers will have clearer rules about how much they can borrow, what the loans can be used for, and what they need to repay
- 4The regulation affects banks, farmers, rural business owners, and anyone trying to start or expand a business in rural areas
- 5This rule became effective in December 2025 and banks must follow these new guidelines when applying for federal backing on their loans
Key Dates
Published
December 11, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
The Digest Network
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