SBAFinal Rule

Civil Monetary Penalty Inflation Adjustment

Finance & BankingLabor & Workplace

Summary

The Small Business Administration is adjusting the penalties it can impose for violations to account for inflation, meaning fines will increase to match rising costs over time. This is a routine update that ensures penalties remain meaningful and keep pace with the economy.

Key Points

  • 1The SBA is raising the dollar amounts of civil penalties it can issue for rule violations to reflect inflation since the last adjustment
  • 2This affects small business owners and others who may face SBA fines for breaking regulations related to loans, contracting, or other SBA programs
  • 3The adjusted penalty amounts will be higher than before, though the actual violations and rules themselves are not changing
  • 4This is an automatic adjustment required by federal law to prevent penalties from becoming too small to be effective over time
  • 5Businesses should be aware that potential fines for SBA violations are now higher if they are found to be in violation of agency rules

Key Dates

Published

June 3, 2025

This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.

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