USPSFinal Rule
Administrative Wage Garnishment
Labor & WorkplaceFinance & Banking
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Summary
This regulation allows the U.S. Postal Service to take money directly from employees' paychecks to pay off debts they owe to the federal government, such as unpaid taxes or student loans. It establishes the rules for how USPS must notify employees and handle this process fairly.
Key Points
- 1USPS can now deduct money from paychecks of employees who owe debts to the federal government without going to court first
- 2Employees must receive written notice explaining the debt, their rights, and how much will be taken from each paycheck
- 3Employees have the right to request a hearing to dispute the debt or explain financial hardship before garnishment begins
- 4The regulation sets limits on how much can be garnished—typically 15% of take-home pay, though this can vary depending on the type of debt
- 5This applies to USPS employees only and follows procedures already used by other federal agencies for wage garnishment
Key Dates
Published
September 29, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
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