RUSFinal Rule
OneRD Guarantee Loan Regulation
AgricultureFinance & BankingEnergyHousing
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Summary
This regulation from the U.S. Department of Agriculture's Rural Utilities Service (RUS) establishes rules for guaranteed loans that help rural communities and businesses access affordable financing for development projects. The regulation matters because it can make it easier and cheaper for rural areas to borrow money for essential infrastructure like water systems, electricity, and broadband internet.
Key Points
- 1The RUS will guarantee loans made by banks and lenders to rural businesses and communities, meaning the government promises to pay back the loan if the borrower cannot
- 2This guarantee makes lenders more willing to loan money to rural areas that might be seen as riskier, helping small towns and farms access capital they might not otherwise get
- 3The regulation sets standards for which projects qualify for these guarantees and what borrowers must do to apply and maintain their loans
- 4Rural communities can use guaranteed loans to fund infrastructure projects like water treatment facilities, power systems, and telecommunications networks
- 5Borrowers who receive these loans must meet certain requirements and follow specific rules about how they use the money and report their progress
Key Dates
Published
December 12, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
The Digest Network
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