RUSFinal Rule
OneRD Guaranteed Loan Regulation
AgricultureFinance & BankingEnergyHousing
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Summary
This regulation from the U.S. Department of Agriculture's Rural Utilities Service (RUS) establishes rules for guaranteed loans that help rural communities and businesses get funding for infrastructure and development projects. The guarantee means the government backs these loans, making it easier for rural areas to borrow money for important improvements like water systems, electric cooperatives, and broadband internet.
Key Points
- 1The RUS will guarantee loans for rural development projects, which reduces the risk for banks and makes borrowing easier and cheaper for rural communities
- 2This regulation applies to rural utilities, cooperatives, and other organizations working on infrastructure projects in areas outside of cities
- 3Borrowers must meet certain eligibility requirements and follow specific application procedures to qualify for the loan guarantee
- 4The guarantee program helps rural areas access capital for critical services like electricity, water, sewer systems, and broadband connectivity
- 5Lenders and borrowers must comply with reporting and documentation requirements to maintain the guarantee throughout the loan period
Key Dates
Published
December 11, 2025
This summary is for informational purposes only. It may not capture all nuances of the regulation. Always refer to the official text for authoritative information.
The Digest Network
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